FinSim is a text-based, shared-world personal finance simulator where you learn by doing.
Real-world decisions: Progress through a career, collect and rent real-estate, and build wealth over time.
FinSim Stock Exchange (FSE): Invest in companies, build a portfolio, and trade stocks in a simulated market.
Low-stakes learning: Experiment and improve without real-world risk. No pay-to-win mechanics or ads.
Education-first: Clarity, not complexity.
Want to see what’s changing? Check the Patch Notes.
This preview page uses live data where possible. If an image fails to load, it won’t block the experience.
How preview mode works
Preview mode lets you interact with the game using a demo account before creating your own. Click around, try the demo buy button, and sign up when you’re ready.
This feature was added in v0.4.8 and will keep improving. Feedback is appreciated.
Where do we start?
New users start at age 14, enrolled in school, with no money, assets, job, or any other prospects. Every 48 minutes, one in-game day passes and your character ages accordingly.
It is currently July 1, 3012 FST. If you signed up now, your 14th birthday would be July 1, 3012, and in about 12 real days (48×365 minutes) a year will pass and you will be 15.
Important: FinSim uses a shared world clock. Time advances when a user interacts with the server and it detects that the in-game date should advance.
If the first login takes longer than expected, it’s usually day processing.
If you click the demo buy button and it takes longer than expected, it can also be day processing (otherwise it should be fast).
Day processing should typically finish within ~15 seconds. If it’s stuck longer, refresh.
Starting at 14 gives you time to learn, plan, and build wealth.
Part-time jobs
As a student, you’ll probably start building wealth through part-time work. Here are some part-time jobs available in FinSim:
Age-Assistance Specialist (Part-time) @ FinSim North Pension Trust
16 hours/week
Broomsweeper (Part-time) @ MesaBank
22 hours/week
Cash Hardener @ Hard Money Management
29 hours/week
Corporate Presence Intern @ Ritchie Inc.
20 hours/week
Rock Valuation Intern @ Rocks & Sox
22 hours/week
The demo account already has a job and some cash, so we’ll skip job selection here.
Live view of the FinSim Stock Exchange (FSE)
Since the demo user already has $52281.72, you can skip straight to investing.
Rather than explaining everything in text, try a real demo market action: buy one share in FinSim National.
FNFinancial Services
FinSim National
Preview mode: demo account only
$5.11
+$0.03 (+0.59%)
vs yesterday’s close
Prev close: $5.08
|Open: $5.08
Preview mode only enables buying 1 share using the demo account.
Bid
$5.08
Ask
$5.11
Price history
Read-only chart view.
FinSim will expand to add more investment vehicles over time. For this pre-release, FSE is the focus, because everything else builds on a functioning market and price discovery.
So what happened when you clicked that button?
The demo account placed a market order for a single share of FinSim National (FN).
The market maker filled that order at the current ask price.
The transaction was recorded and updates the displayed market price.
The demo account’s cash decreases and the share is added to the portfolio.
At higher volume, market maker inventory adjustments move prices over time.
Live demo feed
Everything you do in FinSim is recorded in your action log. This is the last 25 entries in the demo account's log. If you clicked “Buy 1 share”, you should see it at the top.
Jun 17, 3012
I received my monthly paycheque of $2,704.75 from my job as a Rock Valuation Intern and paid $45.48 (1.68%) in taxes. 💰
May 17, 3012
I received my monthly paycheque of $2,704.75 from my job as a Rock Valuation Intern and paid $45.48 (1.68%) in taxes. 💰
May 02, 3012
Happy 23th birthday to me! 🎂
Apr 17, 3012
I received my monthly paycheque of $2,704.75 from my job as a Rock Valuation Intern and paid $45.48 (1.68%) in taxes. 💰
Mar 17, 3012
I received my monthly paycheque of $2,704.75 from my job as a Rock Valuation Intern and paid $45.48 (1.68%) in taxes. 💰
Feb 17, 3012
I received my monthly paycheque of $2,704.75 from my job as a Rock Valuation Intern and paid $45.48 (1.68%) in taxes. 💰
Jan 17, 3012
I received my monthly paycheque of $2,704.75 from my job as a Rock Valuation Intern and paid $45.48 (1.68%) in taxes. 💰
Aug 18, 3011
Congratulations to me on my work anniversary! I've been at my job for 2 years. 💼
May 02, 3011
Happy 22th birthday to me! 🎂
Aug 18, 3010
Congratulations to me on my work anniversary! I've been at my job for 1 years. 💼
Jun 23, 3010
I've completed another year of my education! I've now finished 4 years of schooling. 🎓
Jun 23, 3010
I've graduated from Bale! 🎓
May 02, 3010
Happy 21th birthday to me! 🎂
Mar 01, 3010
My health has reached 0%! I need to take better care of myself! I am unable to work until I push it back above 10% 😟
Feb 01, 3010
My health has reached 0%! I need to take better care of myself! I am unable to work until I push it back above 10% 😟
Dec 02, 3009
My Tuition bill has been fully paid off!
Nov 16, 3009
I have run out of cash! I can continue using credit, but daily expenses are limited to what can be put on credit, and may be having adverse impact on health and performance! 😟
Nov 15, 3009
I have run out of cash! I can continue using credit, but daily expenses are limited to what can be put on credit, and may be having adverse impact on health and performance! 😟
Nov 14, 3009
I have run out of cash! I can continue using credit, but daily expenses are limited to what can be put on credit, and may be having adverse impact on health and performance! 😟
Nov 13, 3009
I have run out of cash! I can continue using credit, but daily expenses are limited to what can be put on credit, and may be having adverse impact on health and performance! 😟
Nov 12, 3009
I adjusted my monthly credit card spending to $500 (29% of expenses)
Nov 12, 3009
I have run out of cash! I can continue using credit, but daily expenses are limited to what can be put on credit, and may be having adverse impact on health and performance! 😟
Nov 10, 3009
I cancelled my application for Finsim Credit Card for $7500
Nov 10, 3009
I cancelled my application for Finsim Credit Card for $2000
Nov 09, 3009
I cancelled my application for Cash Hardener at Hard Money Management
Next steps
That’s the core loop. With a few minutes of practice each day, you’ll build financial intuition over time.
If you like what you see, create an account and start building your own story. You can also leave feedback in the Guide.
